Attention homeowners: Real estate appraisal services for in Lutz and Pasco County

See the top seven reasons FL homeowners order from Arce Appraisals, Inc.:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To cut their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a FL divorce, when property needs to be divided
Settle an estate in FL by determining the true market value of real estate in question

Own a house in or near Lutz, FL and need help deciding the value of it?
Contact Arce Appraisals, Inc..

We at Arce Appraisals, Inc. understand the individual needs of a consumer in need of appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Arce Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Arce Appraisals, Inc., we're qualified in helping people just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties nearby. That means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Arce Appraisals, Inc. is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Arce Appraisals, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.